一 | 据央视新闻消息，记者22日从工商银行、农业银行、中国银行、建设银行、交通银行、邮储银行六大银行了解到，各家银行已经根据财政部、中国人民银行、金融监管总局《关于进一步做好财政金融协同促内需政策有关工作的通知》，陆续发布公告，明确了最新的信用卡分期贴息政策执行要点。 财政贴息上限提升到5000元 多家银行明确，根据三部门通知要求，每名借款人在同一家银行可享受的个人消费贷款和信用卡分期业务累计贴息上限由每年3000元提高至每年5000元。 Fuel price protesters have been arrested after snarling up traffic on motorways across Britain in a series of go-slow convoy protests.,Convoys of vehicles drove as slow as 30 mph on Monday on the M4 across the Severn Bridge from Wales to England, the M5 past Exeter, the M54 and M6 in the north-west and the M180 in Yorkshire.,The protests were called to demand Chancellor of the Exchequer Rishi Sunak cut fuel duty and implement the campaign's 'PumpWatch' scheme to name and shame price-gouging gas stations, where prices have topped £2 per litre.,Many of the protesters were heavy goods vehicle drivers or tradespeople who complained of having to spend over £300 per week on fuel just to get to jobs.,"My only option soon will be to put the welding gear in the shed and call it a day, maybe go on the dole," said protester Richard Dite from Maesteg, South Wales. "Face it, at this rate I'll be on more that way.",Fuel protest ‘go slow’ on the M4. I’m in a van with protester Richard Dite who is leading a 30mph procession of vehicles as his horn blares the Pirates of the Caribbean theme. We’re approaching the M4 Severn Bridge. pic.twitter.com/tcztcJXTG4— Conor Gogarty (@ConorGogarty) July 4, 2022,Lorry driver Vicky Stamper from Cwmbran in South Wales said she and her partner lost jobs in the past week.,"We had to leave those jobs because it was costing us £380 a week just to get to and from work," Stamper said. "I then lost a job two weeks ago because the company couldn't afford to put fuel in that many lorries so, last in first out.",She called on Prime Minister Boris Johnson to resign over the price crisis.,Police stopped at least two of the convoys before lunchtime and detained the protesters.,Police are speaking to each of the drivers. Officer tells me they will be taken to custody. pic.twitter.com/PgCzzn96GH— Conor Gogarty (@ConorGogarty) July 4, 2022,UK Families Face 'Transport Poverty' as Petrol Prices Hit Fresh 'Milestone of Misery' 25 May, 13:17 GMT,The protests were organiяed by FairFuelUK, which campaigns for lower costs of motoring, in response to the near-doubling of gasoline and diesel pump prices since the government announced a moratorium on oil imports from Russia over its military operation in Ukraine.,"These are not just demonstrations against the record excruciatingly high petrol and diesel prices that rise each and every day," stressed campaign founder Howard Cox. "They are also about the sickening chronic manipulation of pump prices and the complete lack of scrutiny by our out of touch Government, in allowing unchecked petrol and diesel profiteering to run rife.",The campaigner said the "self-proclaiming low taxation Conservative government" was "wallowing in £3 billion of extra VAT [Value-Added Tax] in just the last year alone" thanks to "these record unaffordable prices.","They continue to be in denial, a state of torpor and seem clueless in reducing the pain of the crippling cost of living crisis," Cox charged. "There are so many evidential examples of obvious pump price exploitation in the last 20 years, but during COVID years and since the onset of the Ukrainian crisis, the big fuel supply chain businesses have reached the lowest of lows in ripping off UK drivers at will."。这5000元的贴息额度既可以全部用于个人消费贷款，也可以全部用于信用卡分期业务，也可以根据个人需求分配二者的比例。 信用卡分期贴息比例为年化1个百分点 多家银行明确，信用卡分期贴息的比例为年化1个百分点，且最高不超过办理相应信用卡分期业务时约定的折算年化利率的50%。贴息范围由信用卡账单分期扩展至包括专项分期（包括汽车分期、装修分期等）、消费分期、预借现金分期等各类分期产品。居民在政策实施期内新办理的上述信用卡分期业务且于政策实施期内生成的各期账单，经银行识别消费真实性、合规性后，可按规定享受贴息。信用卡账单分期以外的信用卡分期贴息政策实施期为2026年8月1日至2026年12月31日。8月1日到政策发布日之间已经办理的信用卡分期业务，可以联系银行申请补贴息。 多家银行信用卡分期贴息不需要单独签订协议 大部分银行明确，之前已经签署过个人消费贷款财政贴息服务协议和信用卡账单分期财政贴息规则及服务约定的客户，自动适用最新贴息政策，不需要重新签订协议。但是也有银行表示需要签署补充协议。 虚假消费等违规行为将被追回贴息资金 多家银行还明确，对信用卡使用过程中存在欺诈、虚假消费、资金流入非消费领域或国家有关政策规定的其他违法违规行为，按规定不予财政贴息，对已享受财政贴息的，银行有权以适当方式扣减或追回贴息资金。另外，办理个人消费贷款和信用卡分期贴息银行不会额外收取服务费用，客户要谨防各种形式的诈骗，保障财产和信息安全。
二 | （文章来源：券商中国）。
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